:root{--blue:#005B94;--night:#0F2B48;--accent:#00A8CC;--bg:#F8FAFC;--text:#1E293B;--line:#CBD5E1;--ok:#15803D}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:76px}
body{margin:0;font-family:Inter,Roboto,system-ui,sans-serif;color:var(--text);background:#fff;line-height:1.6}
h1,h2,h3{line-height:1.2;color:var(--night);margin:0 0 .6em}
h1{font-size:clamp(1.8rem,5vw,3rem);font-weight:800;letter-spacing:-.02em}
h2{font-size:clamp(1.5rem,3.5vw,2.2rem);font-weight:700}
h3{font-size:1.15rem;font-weight:600}
a{color:var(--blue)}
img{max-width:100%;height:auto}
.wrap{max-width:1160px;margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px}.skip:focus{left:8px;top:8px;background:#fff;padding:8px;z-index:100}
:focus-visible{outline:3px solid var(--accent);outline-offset:2px}
.btn{display:inline-block;border:0;border-radius:6px;padding:.7em 1.3em;font:600 1rem Inter,sans-serif;cursor:pointer;text-decoration:none;text-align:center}
.btn-lg{padding:.95em 1.6em}.btn-block{width:100%}
.btn-primary{background:var(--blue);color:#fff}.btn-primary:hover{background:var(--night)}
.btn-accent{background:var(--accent);color:var(--night)}.btn-accent:hover{background:#33bfdc}
.btn-ghost{background:transparent;color:#fff;border:2px solid rgba(255,255,255,.7)}.btn-ghost:hover{background:rgba(255,255,255,.12)}
.ph{display:flex;align-items:center;justify-content:center;width:100%;padding:12px;text-align:center;font-size:.8rem;color:#475569;background:linear-gradient(135deg,#E2E8F0,#F1F5F9);border:2px dotted #94A3B8;border-radius:8px}
.ph-dark{background:linear-gradient(135deg,#1c4166,#15355a);border-color:#5b83a8;color:#cfe3f3}
.ph-image{padding:0;overflow:hidden}
.ph-image img{display:block;width:100%;height:100%;object-fit:cover}
.ph-logo{width:auto;min-width:150px;max-width:240px;padding:4px 8px;font-size:.65rem}
.nav{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line)}
.nav-in{display:flex;align-items:center;justify-content:space-between;min-height:68px;gap:16px}
.logo{display:block;text-decoration:none}
.nav-toggle{display:block;background:none;border:1px solid var(--line);border-radius:6px;font-size:1.4rem;padding:2px 10px;cursor:pointer}
.menu{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;padding:16px 20px;border-bottom:1px solid var(--line);flex-direction:column;gap:14px}
.menu.open{display:flex}
.menu a{color:var(--text);text-decoration:none;font-weight:500}.menu a:hover{color:var(--blue)}
.hero{background:linear-gradient(160deg,var(--night),var(--blue));color:#fff;padding:56px 0}
.hero h1{color:#fff}.hero-grid{display:grid;gap:36px;align-items:center}
.lead{font-size:1.1rem;color:#dbeafe;max-width:60ch}
.actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:24px}
.trust{background:var(--bg);border-bottom:1px solid var(--line)}
.trust-in{list-style:none;margin:0 auto;padding:20px;display:grid;gap:14px;font-size:.9rem}
.trust-in strong{display:block;color:var(--blue)}
.sec{padding:64px 0}.sec-dark{background:var(--night);color:#e2e8f0}.sec-dark h2{color:#fff}
.sec-lead{color:#475569;max-width:65ch;margin-bottom:32px}.sec-dark .sec-lead{color:#b6c7d8}
.grid3,.grid4{display:grid;gap:20px}
.card{background:var(--bg);border:1px solid var(--line);border-radius:10px;padding:18px}
.card .ph{margin-bottom:16px}
.ticks{list-style:none;padding:0;margin:0}
.ticks li{padding-left:26px;position:relative;margin-bottom:8px;font-size:.95rem}
.ticks li::before{content:"";position:absolute;left:4px;top:.5em;width:6px;height:11px;border:solid var(--accent);border-width:0 2px 2px 0;transform:translateY(-30%) rotate(45deg)}
.card-d{border-left:4px solid var(--accent);padding:6px 0 6px 18px}.card-d h3{color:#fff}.card-d p{margin:0;color:#b6c7d8}
.logos{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}
.cta-band{margin-top:48px;background:var(--bg);border:1px solid var(--line);border-radius:10px;padding:32px 20px;text-align:center}
.footer{background:#0a1f36;color:#b6c7d8;padding:48px 0 0;font-size:.92rem}
.footer h3{color:#fff;font-size:1rem}.footer a{color:#b6c7d8;display:block;margin-bottom:6px;text-decoration:none}.footer a:hover{color:#fff}
.footer address{font-style:normal}.footer p{margin:0 0 6px}
.footer-grid{display:grid;gap:28px}
.copy{border-top:1px solid #1f3f60;margin-top:32px;padding:18px 20px;font-size:.85rem}
.legal{padding:48px 20px;min-height:50vh}
.modal{position:fixed;inset:0;background:rgba(15,43,72,.75);display:flex;align-items:flex-start;justify-content:center;overflow-y:auto;padding:20px;z-index:200}
.modal[hidden]{display:none}
.modal-box{background:#fff;border-radius:10px;max-width:520px;width:100%;padding:28px 22px;position:relative;margin:auto}
.modal-close{position:absolute;top:8px;right:12px;background:none;border:0;font-size:2rem;line-height:1;cursor:pointer;color:var(--night)}
.muted{color:#64748b;margin-top:-.2em}.muted-l{color:#8fa6bd}
.modal label{display:block;font-weight:500;font-size:.9rem;margin-bottom:14px}
.modal input,.modal select,.modal textarea{display:block;width:100%;margin-top:4px;padding:.6em .7em;border:1px solid var(--line);border-radius:6px;font:inherit;background:#fff}
.hp{position:absolute;left:-9999px}
.form-msg{margin:14px 0 0;font-weight:600;min-height:1.4em}
.form-msg.ok{color:var(--ok);background:#F0FDF4;border:1px solid #86EFAC;border-radius:6px;padding:10px 12px}
.form-msg.err{color:#B91C1C}
@media(min-width:768px){
 .nav-toggle{display:none}
 .menu{display:flex;position:static;flex-direction:row;align-items:center;padding:0;border:0;gap:22px}
 .hero{padding:88px 0}.hero-grid{grid-template-columns:1.05fr 1fr}
 .trust-in{grid-template-columns:repeat(3,1fr)}
 .grid3{grid-template-columns:repeat(3,1fr)}.grid4{grid-template-columns:repeat(2,1fr);gap:32px}
 .logos{grid-template-columns:repeat(3,1fr)}
 .footer-grid{grid-template-columns:1.4fr 1fr 1fr 1.4fr}
}
@media(min-width:1024px){.grid4{grid-template-columns:repeat(4,1fr)}.logos{grid-template-columns:repeat(6,1fr)}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}